Join the first wave of cooperatives going fully digital — automate savings, track loans, and build real transparency with Cooperativ.
Track every savings contribution automatically. No more manual registers or disputes over payment history.
Approve, disburse and track loans with built-in workflows. Members see their status in real time.
Every member gets a dashboard. See balances, loan history, and meeting records — always.
Generate audit-ready reports for regulators instantly. No more scrambling before inspections.
Members don't trust the books. Treasurers spend nights reconciling errors.
Loan approvals take weeks. Members go to banks instead.
Regulators demand reports you can't produce. Members leave in frustration.
Our comprehensive digital platform reimagines cooperative management from the ground up. By automating tedious processes, eliminating paperwork, and providing real-time visibility.
Every payment auto-recorded. Members see balances in real-time. Zero reconciliation headaches.
Apply on mobile. Approve with one tap. Disburse directly to wallets. No paperwork.
Generate compliance reports in seconds. Members track dividends live. Regulators audit anytime.
Cooperativ delivers bank-grade security to protect member funds, offline functionality to keep operations running without internet, and multi-language support in English, Yoruba, Igbo, and Hausa—ensuring accessibility for every cooperative across Nigeria.
Whether you're managing operations, contributing monthly, or overseeing compliance — there's a place for you here.
Track your savings, apply for loans, and see your dividends — anytime, anywhere.
Register your cooperative or join as a member.
Add members, set contribution rules, assign roles.
Members start contributing via mobile money or bank transfer.
Automated reports, faster loans, happier members.
Powering the infrastructure that makes cooperative finance transparent, compliant, and impactful.
Real-time compliance tracking. Instant audit trails. Policy insights from live data.
Join governments, NGOs, and fintechs driving cooperative transformation across Africa.
Join 500+ cooperatives that stopped chasing records and started building legacies. Your transformation starts with one click.
